Real estate investment in Croatia

To purchase a property in Croatia, one must get approval from the Minister of Justice. Foreigners can rent out real estate only through a legal entity if it’s a Croatian company.

Statistics confirm the liquidity of investments: residential real estate prices grow every quarter by an average of 2%. Seven years ago, an apartment of 100 m² cost an average of €183,000, and today it is sold for €340,000.

€3,400

Average price per 1 m²

2%

Average price growth per quarter

4—30%

Associated costs, of the property value

How the residential property price index is growing in Croatia

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Cost of a 3-bedroom apartment in Croatia

€2.7 million

Penthouse in Opatija, a 5‑minute walk from the sea

€1.5 million

Apartment in Opatija, a 5‑minute walk from the sea

€200,000

Apartment in Zagreb

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Individual selection of investment properties

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Croatia residency or citizenship by real estate investment

Obtaining a Croatia residence permit or citizenship is not directly possible through purchasing real estate. However, property ownership can be used to prove a residential address in Croatia and obtain residency on other grounds.

Discover real estate market trends in 41 European countries

Practical Guide

Discover real estate market trends in 41 European countries

  • Master the residency process
  • Get expert tips and documents
  • Estimate costs accurately

Taxes and associated costs

Countries to buy a property and get residency or citizenship

We offer proven properties that comply with the conditions of government programs for investors. You can buy real estate and obtain a residence permit or citizenship.

Country
Property investments
Status
Obtaining time
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Malta12 properties

€300,000+

Permanent residency

6+ months

Show 12 properties

€300,000+Permanent residency6+ months
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Grenada19 properties

$270,000+

Citizenship

8+ months

Show 19 properties

$270,000+Citizenship8+ months
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UAE113 properties

AED 750,000+

Residence permit

2+ months

Show 113 properties

AED 750,000+Residence permit2+ months
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Spain36 properties

€500,000+

Residence permit

5+ months

Show 36 properties

€500,000+Residence permit5+ months
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Portugal68 properties

Not limited

Residency after D Visas

6+ months

Show 68 properties

Not limitedResidency after D Visas6+ months
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40+ guides with European countries

Find out how much it costs to buy and rent real estate in each country, what the market dynamics are and what taxes you need to pay when buying and selling.

hu-flagReal estate investment in Hungary

Hungary doesn’t limit sales of properties and land to foreigners, except for agricultural land and architectural monuments.

€2,600

Average price per 1 m²

€500,000+

Real estate investment for residency

Learn more
fr-flagReal estate investment in France

Foreigners can freely buy, lease, and sell real estate in France.

€5,800

Average price per 1 m²

1.1%

Average price growth per quarter

Learn more
dk-flagReal estate investment in Denmark

Denmark limits real estate sales to foreigners: one must have a residence permit and live in the country for at least five years to buy...

€5,300

Average price per 1 m²

1.5%

Average price growth per quarter

Learn more
be-flagReal estate investment in Belgium

Selling real estate to foreigners in Belgium is not limited: you can buy and sell housing and commercial real estate or rent it out.

€3,047

Average price per 1 m²

1,1%

Average price growth per quarter

Learn more
al-flagReal estate investment in Albania

The sale of real estate to foreigners in Albania is not restricted: you can buy, lease and sell housing or commercial real estate.

€1,171

Average price per 1 m²

Learn more
ch-flagReal estate investment in Switzerland

The sale of real estate to foreigners without a residence permit is restricted in Switzerland; permission for the purchase is required....

€14,300

Average price per 1 m²

1.1%

Average price growth per quarter

Learn more
Albert Ioffe

Material prepared by Albert Ioffe, Legal and Compliance Officer, certified CAMS specialist

Updated:
07 October, 2024

Frequently asked questions

  • Can foreigners buy property in Croatia?

    Yes, but first they need to get permission from the Minister of Justice. Foreigners can also rent out real estate, but only through a legal entity — a Croatian company.

  • Is real estate cheap in Croatia?

    It’s average: real estate prices in Croatia are growing in the same way as the European Union average. Estimated price is €3,400 per 1 m2.

    Housing prices depend on the area, type and location. For example, a two-room apartment with a terrace overlooking the mountains will cost an average of €300,000, and a standard three-room city apartment will cost €200,000.

  • Is Croatia a good place to invest in real estate?

    Yes. Residential real estate prices in Croatia are growing every quarter by an average of 2%. Five years ago, an apartment of 100 m2 cost around €183,000, and today it can be sold for €340,000.

  • Do you pay property taxes in Croatia?

    Yes. Buyers of real estate in Croatia pay a 25% value-added tax for new buildings or a 3% transfer tax for resale real estate.

    Property owners in Croatia pay an annual property tax of 1,5% of the estimated value of the property, which is approximately 70% of the average market price. Landlords pay a 12% income tax.

  • What is the average cost of a house in Croatia?

    The price per 1 m2 can vary wildly depending on property size, location, and proximity to the city centre and the sea. The average house prices per 1 m2 in:

    • Dubrovnik is €3,523;

    • Osijek is €621;

    • Rijeka is €1,422;

    • Split is €2,879;

    • Zadar is €1,730;

    • Zagreb is €1,441.

  • Where is the best place to buy property in Croatia?

    Choosing the best place to buy property in Croatia depends on your preferences for urban or coastal living, budget, and investment goals. Coastal areas like Dubrovnik, Split, and Hvar offer high rental yields and tourist appeal, while places like Zagreb and Istria provide diverse options for long-term investment and a more laid-back lifestyle.

  • Where is the cheapest place to buy property in Croatia?

    The cheapest places to buy property in Croatia are typically found in rural and inland regions, away from the popular tourist destinations on the coast. Regions like Slavonia, Lika-Senj, Bjelovar-Bilogora, and Međimurje offer affordable property prices and a more tranquil lifestyle.